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Payment profile
Premium installments, down-payments, endorsements.
$
25%
The rest are keyed by staff over the phone or at the desk.
Back-office time
Posting across the AMS, accounting, and processor; matching deposits.
hrs
hrs
Opening mail, keying, running deposits to the bank.
Processing
All-in card fees ÷ volume. Most agencies land near 3.3%.
%